A new law has recently been passed in Texas that relates to a homeowner’s responsibility to pay their deductible for work done under an insurance claim. The law is HB 2102 and is effective on September 1, 2019.
Under the new law, it is a class B misdemeanor for a contractor to pay, waive, absorb, rebate, credit or otherwise decline to charge or collect a deductible. Violators of the new law could get up to a $2,000 fine and up to six months in jail.
In addition, insurance companies may ask for reasonable proof that the deductible has been paid before they make payment on a claim. Some insurance companies have already been asking for proof.
For more information about this new law, please seek advice from your attorney. Additional information can also be found on this flyer produced by the North Texas Roofing Contractors Association (NTRCA), https://www.ntrca.com/docs/dont_break_the_law_august_2019_pdf_1.pdf, or at the Texas Department of Insurance (TDI) website, https://www.tdi.texas.gov/news/2019/tdi08072019.html?fbclid=IwAR18XuXm4sMnOy8oMFwO7ApFnbBauZsZTQZe4PReTdSEK-7LZJNPFJ1BBN0.
If you would like more information about roofing or gutter installation with Apex Roofing, Inc. or to schedule an appointment, please visit our website at www.apextx.com, call us 817-239-8744 or view our YouTube Channel at http://www.youtube.com/user/ApexRoofingInc.
